UPST

The S&P 500 ($777.88) is above its 10-day average ($768.16), so the market-trend check passes for every stock today, UPST included. It flips market-wide if the index closes below $768.16.

1.2% market move from failing

UPST has dipped to its 21-day average ($29.80) within the last 3 sessions, so the pullback check passes — the entry sits near support rather than stretched above it. It flips once price goes more than 3 sessions without revisiting that average.

UPST closed at $30.97, 3.8% above its 9-day average ($29.85) — short-term momentum is holding, so this check passes. It flips on a close below $29.85.

3.6% price move from failing (a close below $29.85)

UPST has 0 consecutive up-closes into today — under the limit of 2, so it isn't overextended and this check passes. It flips after a second straight green close.

2 up days from failing

No high-volume gap-down consistent with an earnings miss has appeared in UPST's last 30 sessions, so this check passes. It would flip if such a gap-down showed up inside that window.

A stop under the recent swing low ($28.65) sits 7.5% below UPST's price — inside the 2–8% band, so the risk check passes. It flips if that distance drops under 2% or widens past 8%.

0.5% from failing

The stop sits 1.3× the average daily range (ATR) from price, clearing the 1-ATR minimum, so this check passes — the stop isn't buried inside normal noise. It flips if that room tightens inside 1× ATR.

0.3× a daily range from failing